تعداد نشریات | 30 |
تعداد شمارهها | 467 |
تعداد مقالات | 4,519 |
تعداد مشاهده مقاله | 7,144,860 |
تعداد دریافت فایل اصل مقاله | 5,334,675 |
نگاشت تاثیرگذاری کارکردهای فناوری بلاکچین بر نظام بانکی ایران با تکنیک نقشه شناختی فازی شهودی | ||
پژوهشنامه مدیریت اجرایی | ||
دوره 16، شماره 31، شهریور 1403، صفحه 293-324 اصل مقاله (1.02 M) | ||
نوع مقاله: مدیریت تولید و عملیات (برنامهریزی تولید، چابکی، پایداری، ناب، سبز، برونسپاری، زنجیره تأمین، زنجیره ارزش، کیفیت، بهره وری، صنعت چهار و ابعاد آن، . . .) | ||
شناسه دیجیتال (DOI): 10.22080/jem.2023.25584.3861 | ||
نویسندگان | ||
فرشته نصراله پور* 1؛ محمود یحیی زاده فر2؛ حسنعلی آقاجانی3؛ محسن علیزاده ثانی4 | ||
1دانشجوی دکتری تخصصی، دانشکده علوم اقتصادی و اداری، دانشگاه مازندران، بابلسر، ایران | ||
2استاد گروه مدیریت بازرگانی دانشگاه مازندران | ||
3استاد، دانشکده علوم اقتصادی و اداری، دانشگاه مازندران، بابلسر، ایران | ||
4استادیار، دانشکده علوم اقتصادی و اداری، دانشگاه مازندران، بابلسر، ایران | ||
تاریخ دریافت: 28 خرداد 1402، تاریخ بازنگری: 07 مرداد 1402، تاریخ پذیرش: 02 شهریور 1402 | ||
چکیده | ||
فناوری بلاکچین در صنعت بانکداری در زمینههای سرعت بخشیدن به تراکنشها، بالا بردن امنیت، مقابله با اختلاسهای بانکی و ذخیرهسازی اطلاعات مشتریان و کاهش زمان و هزینههای عملیات بانکی موثر میباشد. هدف: هدف این مقاله، نگاشت تاثیر کارکردهای فناوری بلاکچین بر نظام بانکی ایران میباشد. روش: در وهله اول با استفاده از روش مرور نظاممند ادبیات، به شناسایی کارکردهای نظام بانکی و فناوری بلاکچین پرداخته شد. در گام بعد با تکنیک دلفی فازی و نظرات خبرگان کارکردهای شناخته شده، غربال شدند. نمونه آماری پژوهش شامل 12 نفر از مدیران ارشد چهار بانک ملی، پاسارگاد، مسکن و صادرات حوزه بودند. یافتهها: با استفاده از تکنیک مرور نظاممند ادبیات به شناسایی کارکردهای نظام بانکی و فناوری بلاکچین پرداخته شد و نتایج با دلفی فازی بومیسازی شدند که در نهایت 13 کارکرد برای بلاکچین و 5 کارکرد (استقرار نظام پولی و اعتباری، ارزش آفرینی، تعاون عمومی، تسهیل مبادلات و موازنه بازارهای موازی) برای نظام بانکی حاصل شد. بر اساس نتایج نقشه شناختی فازی شهودی، بلاکچین منجر به توسعه زیرساخت یکپارچه میان سامانههای مدیریت امور بانکها، مدیریت اطلاعات مشتریان و تبادل اطلاعات میشود و به یکپارچهسازی بنگاه با بنگاه در فرآیند اعطای تسهیلات کمک میکند. نتیجهگیری: با توجه به نتایج حاصل شده، کارکردهای فناوری بلاکچین، ذینفعان صنعت بانک را به سمت پیادهسازی سریعتر این فناوری سوق میدهد. نتایج پژوهش، حاکی از آن است که مدیران صنعت بانکداری، بایستی توجه بیشتری به کارکردهای مهمتر و راهکارهای با اولویت بیشتر فناوری بلاکچین داشته باشند. | ||
کلیدواژهها | ||
فناوری بلاکچین؛ قرارداد هوشمند؛ نظام بانکی؛ نقشه شناختی فازی شهودی | ||
موضوعات | ||
مدیریت تولید و عملیات | ||
عنوان مقاله [English] | ||
Mapping the Impact of Blockchain Technology Functions on Iran's Banking System with Intuitive Fuzzy Cognitive Map | ||
نویسندگان [English] | ||
Fereshte Nasrollahpour1؛ Mahmoud Yahyazadehfar2؛ Hassanali Aghajani3؛ Mohsen Alizadeh Sani4 | ||
1PhD Candidate, Faculty of Economic and Administrative Sciences, University of Mazandaran, Babolsar, Iran | ||
2Professor, Faculty of Economic and Administrative Sciences, University of Mazandaran, Babolsar, Iran | ||
3Professor, Faculty of Economic and Administrative Sciences, University of Mazandaran, Babolsar, Iran | ||
4Assistance Professor, Faculty of Economic and Administrative Sciences, University of Mazandaran, Babolsar, Iran | ||
چکیده [English] | ||
Blockchain technology in the banking industry is effective in speeding up the transactions, increasing security, dealing with bank embezzlement and storing customer information, and reducing the time and costs of banking operations. Purpose: The purpose of this research is to map the impact of blockchain technology functions on the Iran's banking system. Method: First of all, the functions of the banking system and blockchain technology are identified using the systematic literature review. In the next step, the functions are screened with Fuzzy Delphi Method (FDM). The statistical sample of the research included 12 senior managers of four banks: Melli, Pasargad, Maskan, and Saderat. Findings: Using systematic literature review method, the functions of the banking system and blockchain technology are identified, and the results are localized with FDM, which finally 13 functions for the blockchain and 5 functions (establishment of the monetary and credit system, value creation, public cooperation, facilitation exchanges and balance of parallel markets) for the banking system are identified. Based on the results of the Intuitive Fuzzy Cognitive Map (IFCM), blockchain leads to the development of an integrated infrastructure between the management systems of banks, customer information management and information exchange. Conclusion: According to the results, the functions of blockchain technology lead the bank stakeholders to implement this technology faster. The results indicate that senior managers of banking system should pay more attention to the important functions of blockchain and solutions. | ||
کلیدواژهها [English] | ||
Blockchain, Smart Contract. Banking System, Intuitive Fuzzy Cognitive Map | ||
مراجع | ||
Abeyratne, S. A., & Monfared, R. P. (2016). Blockchain ready manufacturing supply chain using distributed ledger. International Journal of Research in Engineering and Technology, 5(9), 1-10. Agbo, C. C., Mahmoud, Q. H., & Eklund, J. M. (2019). Blockchain technology in healthcare: a systematic review. In Healthcare (Vol. 7, No. 2, p. 56). Multidisciplinary Digital Publishing Institute. Alzahrani, N., & Bulusu, N. (2018). Block-supply chain: A new anti-counterfeiting supply chain using NFC and blockchain. In Proceedings of the 1st Workshop on Cryptocurrencies and Blockchains for Distributed Systems (pp. 30-35). Apte, S., & Petrovsky, N. (2016). Will blockchain technology revolutionize excipient supply chain management. Journal of Excipients and Food Chemicals, 7(3), 910. Arora, S., & Nabi, T. (2022). Blockchain Adoption in Banking Systems: A Boon or Bane?. In Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance (pp. 19-42). IGI Global. Azzi, R., Chamoun, K., and Sokhn, M. (2019), “The Power of a Blockchain-Based Supply Chain”. Computers and Industrial Engineering, 135: 582-592. Baliker, C., Baza, M., Alourani, A., Alshehri, A., Alshahrani, H., & Choo, K. K. R. (2023). On the Applications of Blockchain in FinTech: Advancements and Opportunities. IEEE Transactions on Engineering Management. Bechtsis, D., Tsolakis, N., Bizakis, A., & Vlachos, D. (2019), “A blockchain framework for containerized food supply chains”, In Computer Aided Chemical Engineering, Vol. 46, No 2, pp. 1369-1374. Breda, L. (2023). Blockchain and banking efficiency: global evidence from Ripple network adoption (Master's thesis, University of Twente). Casado-Vara, R., Prieto, J., De la Prieta, F., & Corchado, J. M. (2018). How blockchain improves the supply chain: Case study alimentary supply chain. Procedia computer science, 134, 393-398. Chen, R. J., Lo, Y. S., Kang, L. Y., Chen, C., & Tseng, Y. C. (2020). U.S. Patent Application No. 16/699,007. Chen, R. R., Chen, K., & Ou, C. X. (2023). Facilitating interorganizational trust in strategic alliances by leveraging blockchain-based systems: Case studies of two eastern banks. International Journal of Information Management, 68, 102521. Cucari, N., Lagasio, V., Lia, G., & Torriero, C. (2022). The impact of blockchain in banking processes: The Interbank Spunta case study. Technology Analysis & Strategic Management, 34(2), 138-150. Dissanayake, C. K., & Cross, J. A. (2018). Systematic mechanism for identifying the relative impact of supply chain performance areas on the overall supply chain performance using SCOR model and SEM. International Journal of Production Economics, 201, 102-115. Dolgui, A., Ivanov, D., & Sokolov, B. (2018). Ripple effect in the supply chain: an analysis and recent literature. International Journal of Production Research, 56(1-2), 414-430. Engelhardt, M. A. (2017). Hitching healthcare to the chain: An introduction to blockchain technology in the healthcare sector. Technology Innovation Management Review, 7(10). Francisco, K., & Swanson, D. (2018). The supply chain has no clothes: Technology adoption of blockchain for supply chain transparency. Logistics, 2(1), 2. Garg, P., Gupta, B., Kapil, K. N., Sivarajah, U., & Gupta, S. (2023). Examining the relationship between blockchain capabilities and organizational performance in the Indian banking sector. Annals of Operations Research, 1-34. Giancaspro, M. (2017). Is a ‘smart contract’really a smart idea? Insights from a legal perspective. Computer law & security review, 33(6), 825-835. Gupta, V. (2017). A brief history of blockchain. Harvard Business Review, 28. Helo, P., & Hao, Y. (2019), “Blockchains in operations and supply chains: A model and reference implementation”, Computers & Industrial Engineering, 136, 242-251. Hofmann, E., & Rüsch, M. (2017). Industry 4.0 and the current status as well as future prospects on logistics. Computers in industry, 89, 23-34. Iakovidis, D. K., & Papageorgiou, E. (2010). Intuitionistic fuzzy cognitive maps for medical decision making. IEEE Transactions on Information Technology in Biomedicine, 15(1), 100-107. Jena, R. K. (2023). Examining the factors affecting the adoption of blockchain technology in the banking sector: An extended UTAUT model. International Journal of Financial Studies, 10(4), 90. Jeppsson, A., & Olsson, O. (2017). Blockchains as a solution for traceability and transparency. Kamble, S., Gunasekaran, A., & Arha, H. (2019). Understanding the Blockchain technology adoption in supply chains-Indian context. International Journal of Production Research, 57(7), 2009-2033. Kouhizadeh, M., & Sarkis, J. (2018). Blockchain practices, potentials, and perspectives in greening supply chains. Sustainability, 10(10), 3652. Kouhizadeh, M., Saberi, S., & Sarkis, J. (2021), “Blockchain technology and the sustainable supply chain: Theoretically exploring adoption barriers”, International Journal of Production Economics, 231, 107831. Liao, C. H., Guan, X. Q., Cheng, J. H., & Yuan, S. M. (2022). Blockchain-based identity management and access control framework for open banking ecosystem. Future Generation Computer Systems, 135, 450-466. Litke, A., Anagnostopoulos, D., & Varvarigou, T. (2019). Blockchains for supply chain management: Architectural elements and challenges towards a global scale deployment. Logistics, 3(1), 5. Mackey, T. K., & Nayyar, G. (2017). A review of existing and emerging digital technologies to combat the global trade in fake medicines. Expert opinion on drug safety, 16(5), 587-602. Montecchi, M., Plangger, K., & Etter, M. (2019). It’s real, trust me! Establishing supply chain provenance using blockchain. Business Horizons, 62(3), 283-293. Morini, M. (2016). From'Blockchain hype'to a real business case for Financial Markets. Available at SSRN 2760184. Mougayar, W. (2016). The business blockchain: promise, practice, and application of the next Internet technology. John Wiley & Sons. Nofer, M., Gomber, P., Hinz, O., & Schiereck, D. (2017). Blockchain. Business & Information Systems Engineering, 59(3), 183-187. Ølnes, S., Ubacht, J., & Janssen, M. (2017). Blockchain in government: Benefits and implications of distributed ledger technology for information sharing. Omran, Y., Henke, M., Heines, R., & Hofmann, E. (2017). Blockchain-driven supply chain finance: Towards a conceptual framework from a buyer perspective. Osmani, M., El-Haddadeh, R., Hindi, N., Janssen, M., & Weerakkody, V. (2021). Blockchain for next generation services in banking and finance: cost, benefit, risk and opportunity analysis. Journal of Enterprise Information Management, 34(3), 884-899. Patel, R., Migliavacca, M., & Oriani, M. (2022). Blockchain in Banking and Finance: is the best yet to come? A bibliometric review. Research in International Business and Finance, 101718. Queiroz, M. M., & Wamba, S. F. (2019). Blockchain adoption challenges in supply chain: An empirical investigation of the main drivers in India and the USA. International Journal of Information Management, 46, 70-82. Rajnak, V., & Puschmann, T. (2021). The impact of blockchain on business models in banking. Information Systems and e-Business Management, 19, 809-861. Ramchandra, M. V., Kumar, K., Sarkar, A., Mukherjee, S. K., & Agarwal, K. (2022). Assessment of the impact of blockchain technology in the banking industry. Materials Today: Proceedings, 56, 2221-2226. Rapalis, G. & Hossain, S. S. (2020). “Traceability in the Food Industry; How can Blockchain Technology benefit food traceability within the supply chain?”, Master thesis, Department of Informatics, School of economics and management, LUND University. Rezaei, Lily and Babazadeh, Reza (2020), “Investigating the relationships between effective blockchain indicators to improve the competitiveness of the food industry”, Journal of Production and Operations Management, No. 11 (3), 95-116. (In Persian) Saberi, S., Kouhizadeh, M., & Sarkis, J. (2018). Blockchain technology: A panacea or pariah for resources conservation and recycling? Resources, Conservation and Recycling, 130, 80-81. Saberi, S., Kouhizadeh, M., Sarkis, J., & Shen, L. (2019). Blockchain technology and its relationships to sustainable supply chain management. International Journal of Production Research, 57(7), 2117-2135. Saheb, T., & Mamaghani, F. H. (2021). Exploring the barriers and organizational values of blockchain adoption in the banking industry. The Journal of High Technology Management Research, 32(2), 100417. Schöner, M. M., Kourouklis, D., Sandner, P., Gonzalez, E., & Förster, J. (2017). Blockchain technology in the pharmaceutical industry. Frankfurt School Blockchain Center: Frankfurt, Germany. SK, M. S. (2023). Improving Scalability Using Blockchain in Banking Sector. Swan, M. (2015). Blockchain: Blueprint for a new economy. " O'Reilly Media, Inc.". Tian, F. (2016). An agri-food supply chain traceability system for China based on RFID & blockchain technology. In 2016 13th international conference on service systems and service management (ICSSSM) (pp. 1-6). IEEE. Tucker, C., & Catalini, C. (2018). What blockchain can’t do. Harvard Business Review. Underwood, S. (2016). Blockchain beyond bitcoin. Zhang, T., & Huang, Z. (2022). Blockchain and central bank digital currency. ICT Express, 8(2), 264-270. Zheng, Z., Xie, S., Dai, H. N., Chen, X., & Wang, H. (2018). Blockchain challenges and opportunities: A survey. International Journal of Web and Grid Services, 14(4), 352-375. | ||
آمار تعداد مشاهده مقاله: 141 تعداد دریافت فایل اصل مقاله: 92 |