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ربا در بانکهای ایران و مصر از منظر فقه و قانون | ||
| پژوهشنامه حقوق تطبیقی | ||
| مقاله 7، دوره 6، شماره 2 - شماره پیاپی 10، مهر 1401، صفحه 143-163 اصل مقاله (485.68 K) | ||
| نوع مقاله: علمی پژوهشی | ||
| شناسه دیجیتال (DOI): 10.22080/lps.2022.23828.1357 | ||
| نویسندگان | ||
| سجاد عسگری آرانی1؛ غلامحسین مسعود* 2؛ محسن شکرچی زاده3 | ||
| 1دانشجوی دکتری حقوق جزا و جرم شناسی، واحد نجف آباد، دانشگاه آزاد اسلامی، نجف آباد، ایران. | ||
| 2استادیارگروه حقوق جزا و جرم شناسی، واحد نجف آباد، دانشگاه آزاد اسلامی، نجف آباد، ایران | ||
| 3استادیار گروه حقوق جزا و جرم شناسی، واحد نجف آباد، دانشگاه آزاد اسلامی، نجف آباد، ایران | ||
| تاریخ دریافت: 10 تیر 1401، تاریخ بازنگری: 14 مرداد 1401، تاریخ پذیرش: 13 مهر 1401 | ||
| چکیده | ||
| در طول سالیان گذشته تاکنون یکی از مهم ترین مباحث روز جامعه را موضوع ربا تشکیل می‌دهد. از آنجا که علی رغم تاکیدات دینی بر منع آن، متاسفانه در جامعه ی کنونی ما روبه فزونی است و غالبا مردم در توجیه اقدام خود، به اقدامات مشابه بانکها اشاره می کنند شناخت نحوه ی اقدام بانکها در جهت اتخاذ سیاست لازم برای کنترل آن حائز اهمیت است. موضوع ربا، عنوانی است که بر اساس آموزه های دینی نکوهش شده و از آن جهت که کشورهای مسلمان من جمله مصر نیز به مانند ایران سعی در اجرای اوامر دینی دارند، شناخت نحوه ی اقدام بانک های آنها در خصوص ربا و تطبیقش با اقدامات صورت گرفته در بانک های ایران در این زمینه می تواند گام موثری در جهت محقق کردن اقتصاد اسلامی باشد، لذا در این مقاله با استفاده از روش تطبیقی و تحلیلی سعی در بررسی ربا در بانک های ایران و مصر گردیده تا بتوانیم وجود یا عدم وجود آن را در بانکها شناسایی نماییم. به نظر می رسد در ایران از لحاظ قانونی ربا وجود ندارد منتهی در عمل به نحوی در بانکها اقدام می گردد که خالی از اشکال شرعی نیست و در کشور مصر با توجه به نحوه ی جرم انگاری آن، ربا از منظر قانون از آنچه در فقه به عنوان ربا شناخته می شود فاصله گرفته است. | ||
| کلیدواژه‌ها | ||
| نظام حقوقی؛ قرارداد بانکی؛ جرم؛ ربا؛ تورم | ||
| عنوان مقاله [English] | ||
| Usury in Iranian and Egyptian banks from the perspective of jurisprudence and law | ||
| نویسندگان [English] | ||
| Sajjad Asgari Arani1؛ Gholam hosssain Masoud2؛ Mohsen ShekarchiZadeh3 | ||
| 1PhD student in criminal law and criminology, Najaf Abad Branch, Islamic Azad University, Najaf Abad, Iran. | ||
| 2Assistant Professor, Department of Criminal Law and Criminology, Najaf Abad Branch, Islamic Azad University, Najaf Abad, Iran | ||
| 3Assistant Professor, Department of Criminal Law and Criminology, Najaf Abad Branch, Islamic Azad University, Najaf Abad, Iran | ||
| چکیده [English] | ||
| Over the past years, one of the most important topics in society today has been the issue of usury. Despite the religious emphasis on its prohibition, it is unfortunately increasing in our current society and people often refer to similar actions of banks in justifying their actions. Knowing how banks act in order to adopt the necessary policy to control it is important. The issue of usury is has been denounced based on religious practice, and since Muslim countries, including Egypt, like Iran, are trying to carry out religious orders, it is important to know how their banks deal with usury and how it complies with the measures taken. Iranian banks in this field can be an effective step towards the realization of Islamic economics, so in this article, using a comparative and analytical method, we have tried to study usury in Iranian and Egyptian banks so that we can determine its presence or absence in banks. It seems that there is no usury in Iran legally, but in practice, it is done in banks in a way that is not free from religious forms, and in Egypt, due to the way it is criminalized, usury is legal from what is seen in jurisprudence. Known as usury has taken a toll. | ||
| کلیدواژه‌ها [English] | ||
| legal system, banking contract, crime, usury, Inflation | ||
| مراجع | ||
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